Dr. Mohammed Armin Karbeit / Ph.D. in Political Science - Ministry of Trade / Foreign Economic Relations Department
Dr. Ali Abdul Razzaq Saleh / Ph.D. in Law - Ministry of Trade / Foreign Economic Relations Department
Any global economy consists of various elements such as capital, management, production, distribution, consumption, saving,...
Dr. Abbas Kadhim Jasem Al-Daami, University of Karbala – College of Administration and Economics
Alia Thaer Mardan, University of Karbala – College of Administration and Economics
There is no doubt that the U.S. dollar represents the world's primary currency due to the strength of the U.S. economy, and it is considered...
Haider Jalil Khalaf / Researcher
Financial literacy is crucial for enhancing individual empowerment, economic stability, and social progress. It plays a decisive role in shaping economic welfare, social mobility, and overall prosperity. Financial literacy enables Iraqi youth to better prepare for seizing economic opportunities and facing financial challenges, actively contributing...
Dr. Amro Husham Mohammad / Al-Mustansiriya University, College of Administration and Economics
Usually, complex and multi-dimensional discussions arise, including economic, social, and political dimensions, when linking financial policy with development efforts to uplift nations and societies. Thus, do security, military, and political considerations outweigh their economic counterparts, or vice versa?...
Prof. Dr. Rola Abdel Khader Abbas Al-Safi, University of Technology - Department of Applied Sciences / Branch of Medical and Industrial Materials
Prof. Dr. Abdel Hamid Rahim Mahdi Al-Sarraf, University of Baghdad / Ibn Al-Haytham College of Education / Department of Physics
The prevalence of informal and unregulated housing systems, coupled...
Wala’a Ali Farhan: Researcher specializing in public policies and sustainable development
The Millennium Sustainable Development Goals introduce seventeen developmental objectives, with the first aimed at the eradication of poverty and the thirteenth focusing on addressing climate change. A notable characteristic of these United Nations goals is their interdependent impact, where...
Salim Abd al-Hasan Rasn - University of Al-Qadisiyah / College of Administration and Economics.
Nearly 40% of the land in Iraq, especially in the southern regions, is already suffering from desertification, with tens of thousands of acres turning into desert annually in the south of Iraq, near the marshes, and...
Prof. Dr. Wejdan Falih Hasan / College of Political Science – University of Maysan.
Years of wars and economic sanctions were precursors to making the Iraqi monetary system captive to the wills of international parties, rather than to local necessities, forcing the Iraqi decision-maker to succumb to international dictates to...
Dr. Khalaf Mohammed Hamad / College of Administration and Economics – Tikrit University
Dr. Ibrahim Abdullah Jasim / College of Administration and Economics – Tikrit University
The Iraqi government, among the practical steps that contribute to public revenues, should take urgent actions in the manufacturing sector in Iraq, followed by the...
By Murad A. Hadi
Virtual banks, an innovative breed of financial institutions operating without physical branches, have revolutionized the banking landscape worldwide. This article delves into the inception, modus operandi, regulatory frameworks, and challenges surrounding these digital entities.
The emergence of virtual banks marks a paradigm shift in the traditional banking...
